How Are SEP IRAs Established To Save For Retirement
A Simplified Employee Pension (SEP) plan is established when an employer adopts a SEP agreement and has a minimum number of employees working in the organization who qualify for owning a SEP-IRA account. The qualification criteria for an employee to become eligible for the employer’s SEP-IRA plan include:
1. The employee must be at least 21 years of age.
2. The employee must have worked for the employer for a minimum of three years in the last five consecutive years.
Payday Loans - The Cash Crunch Solver!
It never fails, just when finances are their tightest it seems that something turns up. The car breaks down, the dishwasher stops washing or the kids need a tooth taken care of. It can be hard enough to stretch the family budget to make ends meet, and then add in an unexpected expense and soon you can find yourself with a serious cash crunch and payday is nowhere in sight.
4 Tips to Build a Successful Portfolio
Walking through the financial maze of stocks, bonds and mutual funds can be quite a challenge. American Century Investments offers the following tips to give you the know-how on building a profitable portfolio.