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How To Qualify As A Mortgage Broker
Mortgage Brokers and the FSA In order to qualify as a mortgage broker in the UK an individual must pass a series of exams offered by one of two training institutions. In addition, the prospective broker will be required to receive a satisfactory level of on-the-job training and experience within the financial services industry. The financial services industry in the UK is regulated by the Financial Services Authority (FSA). A mortgage broker who wishes to advise their c...

Debt Settlement Vs. Debt Consolidation
Debt settlement and debt consolidation both offer ways of reducing your debt. Debt settlement eliminates part of your loans, while debt consolidation reduces interest rates. Even though debt consolidation has the least impact on your credit score, there are cases when debt settlement is a better option. Lower Debt The goal of both debt settlement and debt consolidation is to lower your debt. Debt settlement companies negotiate with your creditors to sometimes reduce the...

DEBT - who is to Blame?
Debt. It's everywhere. It's growing. It's a problem to many. But who is to blame?


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Pensions Magazine COVER PAGE Issue V-248


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