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Spotting Dubious Online Mortgage Ads There's no question the mortgage industry has changed dramatically since the beginning of 2007. Subprime mortgages are now as rare as gold, and credit requirements have become much stricter. Alt-A mortgages too are hard to come by. Many large mortgage providers have seen profits markedly down, and some have even closed their doors. And sadly, a lot of homeowners are now struggling to pay their adjustable-rate mortgages and keep their homes. But no matter how much an enviro... Credit Repair, A Chance For Much Needed Redemption. There are many actions that you can defend by saying “oh, I was just young and foolish then,” but when talking about credit this will only get you sympathy from friends. You can pay dearly for foolish financial decisions and laziness for years after you were “young and foolish,” keeping many people from realizing their full potential financially for so long that by the normal age of retirement rolls around they are forced to work 5 or 10 years longer. The answer that smart bu... Cut Health Plan Costs By Cutting Out the Managed Care Middleman Cutting out the managed care middleman and contracting directly with medical providers may seem like a drastic way to cut health plan costs. Yet for employers whipsawed by relentless cost increases, it may be the only solution that works. The profit-bloated managed care industry, with much to lose, has propagated many myths why this sensible approach won't work. This article debunks the myths about direct provider contracting and sheds light on this ingenious cost-containment strategy. FULL PAGE ADVERTISERS

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Consumer Bankers Opportunities Magazine COVER PAGE Issue V-1227

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Consumer Bankers Opportunities Magazine

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