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Reward Cards: What To Look For And What To Avoid
In the old days, reward credit cards were primarily cards that would earn you airline miles. Those cards still exist, and are quite popular, but now you can earn everything from a new iPod to tickets to Disneyland.
It all sounds quite impressive – you use your credit card as you would any other card, but each time you use it you are earning “points” toward your chosen reward, whatever it may be. These cards can be a real boon to your vacation, your Christmas shopping, and ...
Life Insurance: Term or Universal?
Before deciding between term and universal coverage, consumers need to determine whether or not life insurance is actually needed. If so, term provides coverage for a set period of time at a lower cost. Universal offers long term coverage with a built in savings plan.
Talking To Your Creditor About Consolidating Your Debts
When you find yourself in serious debt and realize that you are in over your head, the most important thing that you can do is to work with a debt consolidation agency to work out the best possible debt settlement that you can. A debt settlement is a way to satisfy your creditors by paying a pre-negotiated lower payment which they agree to accept as full payment for your debt.
The first thing you should do when negotiating a debt consolidation settlement is to ask that th...