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Tax Deferral Methods You Should Be Using
Tax deferral is the method whereby most Americans plan their savings and retirement funds. It is the ingenious method whereby IRAs (initial retirement accounts) are created. An incentive if you would for the employee to create retirement savings account by having his employer deduct pre-tax dollars and deposit them in an individual account for the future. One such tax deferred based plan is the 401(k). It consists of three basic types; the simple, the safe har...
Taxes Q&A: Understanding What Is And Is Not Taxable
* Is Social Security retirement income taxable?
Social Security retirement benefits are taxable, although it depends on your total income and civil status. Federal law states that an individual must pay taxes if he/she has annual Social Security retirement income of more than $25,000. If he/she has a married status, they must pay such taxes if the income is more than $32,000.
However, if the Social Security retirement benefit is the recipientís only source of income, th...
Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House
Article details three things you should do several months before you get a mortgage loan. By being informed and proactive, a consumer will qualify for the best rates and terms for their mortgage.