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About 0% APR Credit Cards
APR, (which stands for annual percentage rate), is an important factor when deciding what credit card you want to sign up for. Specifically defined, APR is simply the rate of interest you will be charged by your credit card company. Credit cards offer a variety of approaches to APR. Some will offer you a fixed-rate APR, so you’ll be paying at a particular interest rate for the whole time you have a balance. Others will offer you an introductory APR. You start off with a very ...
Forecasting the Future Value of Your IRA
Curious about how much money you'll accumulate in your individual retirement account (IRA)? Just use Microsoft Excel to calculate a pretty good estimate says author and CPA Stephen L. Nelson.
Reducing Your Unsecured Debt
A recent survey showed that more than 2 million people in the UK had unsecured debt of more than £10,000 (approximately $16,000). As you can imagine most of this debt is held on Store and Credit Cards, which are quite often the most expensive form of unsecured debt an individual can acquire.
How manageable this debt is, is often down to the individual's circumstances. One thing for sure is that when borrowing you want to aim to reduce the amount of interest that you pay on...
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