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Software Courier Magazine COVER Page

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Tips On Refinancing Your Home - When To Convert To An Arm
Common advice tells borrowers they should refinance their adjustable rate mortgage (ARM) to a fixed-rate mortgage. However, there are times when it makes better financial sense to do the reverse. The prime reason is that an ARM provides lower rates. Low Interest Rates Of An ARM An ARMís primary benefit is a lower interest rate. Typically a couple of points lower than a fixed-rate mortgage, an ARM can save you thousands. The downside is that an ARMís rates can rise. H...

Sales Tax On Electricity: Does Your Business Really Owe It...Or Not?
One of the most common overcharges we encounter is in the area of sales tax. We find that many non-taxable uses of electricity are taxed, anyway. Evidently electric companies -- at least some of them -- elect to play it safe: when in doubt they collect the tax and turn it over to the taxing authority, whether itís owed or not.

Business Card Printing Services
The simple black and white business card has metamorphosed into designer versions. Unusual business cards are made from wood, plastic, metal, magnets, glass, or handmade paper. And some are printed in four colors while others are made using embedding or imprint technology. The purpose is to be unique and different, and make a lasting impression.


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Software Courier Magazine COVER PAGE Issue V-1101


Software Courier Magazine COVER Page

Software Courier Magazine

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