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Interstate Express Magazine COVER Page

Interstate Express Magazine

 
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Collecting The Levy
The Financial Management Service (FMS) is a bureau of the Department of the Treasury, to provide a centralized debt collection service to most federal agencies. The FMS has begun utilizing two Congressionally mandated federal debt collection programs. One is devised to collect delinquent non-tax debt by neutralizing federal payments and the other is to collect delinquent tax debt from those individuals who receive federal payments. The Tax Payer Relief Act of 1997 authori...

Regulations Tighten On Interest Only Mortgages
More than 25% of homeowners are paying for their homes with an interest-only mortgage say the Abbey. The reason is obvious their monthly payments are much less. For example, a 125,000 interest only mortgage at an interest rate of 5% and repayable in 25 years time, costs 525 per month - but on a repayment basis the monthly cost rises by 210 to 735 per month. Understandably, this level of cash saving has proved highly popular with first time buyers struggling to get t...

The War Of High Quality Writing Instruments The Fountain Pen
High quality writing instruments have been around for centuries and continue to exist; from the first pencils in 1584, to the quill pen, to the reign of the fountain pen from 1925 to 1940. These high quality and highly functional writing instruments were being made around the world in beautiful styles and with an elegance and class not previously seen in a writing instrument. The early fountain pens were not effective at providing a consistent and even supply of ink. Y...


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Interstate Express Magazine COVER PAGE Issue V-3056


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