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Five Tips For Car Loans With Less-than-perfect Credit
If you have been rejected for a car loan because of your credit score, donít despair. You can get approved for a loan even if you have less-than-perfect or bad credit, but you may need to take a few steps to do so.
Lenders see a credit score below about 620 as a risk, putting you in the subprime loan category. This does not mean it is impossible to get a car loan, but be aware that the APR for these loans are generally high. Follow these tips to help you qualify for the be...
Use Your Credit Card Sensibly
A credit card is a wise option if you wish to make frequent purchases and keep a track of your expenses. The facilities could even be used to postpone payments on certain articles, thereby earning more interest on your money. It enables you to shop without carrying large amounts of money, thus eliminating the risk of theft. However, the credit limit on the card should be used sensibly, to avoid a bad credit rating.
Ways to use your credit card wisely:
Listed below are s...
Establishing Credit with a Student Credit Card
One of the best ways to establish a credit report is to acquire a student credit card. However, there are a few things you should be aware of if you decide on this. One of this is the fact that your credit report will be kept and maintained by credit bureaus.