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Flexible Payment Mortgages
With most mortgages, your payment is the same every month. But what if your paycheck isnít so regular? Would you like to be able to vary your mortgage payment depending on your cash flow? An option ARM -- also called a flex-ARM or pick-a-payment loan -- allows you to do just that.
How does it work?
An option ARM is an adjustable-rate mortgage with a twist. You donít pay a set amount each month. Instead, the lender sends a monthly statement with up to four payment options....
Watch Out For Hidden Dangers For Your Credit Card
Credit cards are a valuable tool in todayís society, and have many benefits including improved cash flow and buyer security. However, credit cards have dangers too, and if they are used badly or you are unaware of the potential problems, you could end up paying out a lot of money and getting into debt. Here are some of the hidden dangers of credit cards, and how you can avoid them:
If you make a late payment on any bills at all, it could mean your inte...
Five Money-Saving Travel Tips for Small Businesses
Small businesses often need every break and discount they can get, and traveling can be one of the most costly areas for small businesses. Unfortunately, many of the best travel advantages only go to big businesses.