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Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most common fees are listed below.
Beg, Borrow Or Steal, Make That Mortgage Payment
One of the most common things I hear when a prospective client contacts us for a mortgage refinance is "I just missed a mortgage payment and I want to refinance before it's too late". When I ask them about their credit, most of them reply "Oh I pay everything on time, I just got behind this one month on the mortgage".
It breaks my heart to tell them that in many cases, it already is too late. The reason is simple if you really think about it: If your home is your biggest ...
Section 1031 Exchanges for Real Estate Investors
Summary of the tax rules for an investor to sell real estate and replace with like kind property under Section 1031 of the Internal Revenue Code.