Bottom Line Business Magazine - Issue V-207

 

Bottom Line Business Magazine COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine




How To Calculate How Much Home Insurance You Need

Buying home insurance is a good investment. The primary reason is that you just never know what can happen, and having that coverage may be the single factor that can prevent financial ruin. Knowing just how much insurance is needed, though, may be a little tricky. Here are some tips on how you can protect your home and possession with the right amounts of home insurance.

Start With The Value Of Your Home

Knowing how much you home is worth when you buy home insurance is a good place to start. Then you will need to know the two ways to insure your home. The first way is to insure your home for a certain value. This means that you insure it for a specified amount - say $150,000. You cannot receive any more than this value for a claim.

The other way is to insure it according to replacement value. This method will enable you to get an amount equal to what it would cost to replace the original. This is the better way to go, but, of course, it will also cost more.

Select The Coverage

The coverage that you want will come with some options. You have a choice between being covered for a few things, which may be about a dozen possibilities of calamities, the next level which will have a few more added in, and what may be termed as All Risks. This last one will probably exclude some, though, like floods and hurricanes, and maybe earthquakes - those are usually extra.

In this choice, you will also need to select between actual cash value or replacement value. The terms actual cash value refers to the value of the item when it was destroyed. It also means the depreciated value. This will actually provide you with far less value than the other form, and probably (in most cases) will not give you enough in return to rebuild what you lost. The other form, replacement value, means that your house is replaced the way it was regardless of what it costs.

Add Your Possessions

The same is true of your possessions. You choose how you want to insure them. Then, you will need to provide a written description of your possessions, and it is best that you also supply pictures. The easiest way to do this is to walk through the house with a movie camera and talk about the main and most valuable items. This includes going through the closets, too, and the basement - anywhere you have anything that you want to be insured.

Home insurance providers will demand that you have at coverage for at least 80% of the value of the house - 90% is preferred. You will need to know at what percentage of the value of your home will things like personal property, outbuildings, boats, etc., be covered for. Also, make sure you have the recommended amount of liability in case
someone gets injured or sues.

Much more is involved in the process of buying a good homeowner's policy, but these things will give you a basic understanding. Shop around for the best prices, and talk to your home insurance agent about how to reduce your cost by things such as alarm systems, fire extinguishers, fire-retardant materials, and more.




 

Bottom Line Business Magazine
FULL PAGE ADVERTISERS

._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-D-WOOD.pdf
0-J-FANCY.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-Brite-Star.pdf
00-Brite-Star2.pdf
00-E-Bynum.pdf
00-H-Clay.pdf
00-J-SMITH.pdf
00-JC-Patton-wealthperx.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Slaton-Eison.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jc-patton.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
20-JCPatton-Mail-Lists.pdf
20-Robert-Peterson.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-jc-patton.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 03/26/2019

THE CANNABIS INVESTORS GROUP. FREE 44 PAGE OPPORTUNITY BOOKLET.

THE CANNABIS INVESTORS GROUP HELPS OUR MEMBERS TO IDENTIFY THE NEXT CRYPTOCURRENCY COINS THAT GROW AS BIG AS BITCOIN. FOR OUR FREE 44 PAGE OPPORTUNITY BOOKLET:1-800-311-9882 USE INVITATION CODE 586092
187


NEW 20/80/100

Only $20.00 To Join.
80%Payout In Cash.
100% Guaranteed!
Plus "Permanent Pay".
We Pay $2.00 Per Level.
8 Levels Deep.
Our Insider's Report Puts You In Position To Earn Thousands.
FREE DETAILS!
SASE To:
BARBARA JACKSON
1259 EAST 58th. STREET
LOS ANGELES, CA 90011-4825
IS THE BEST PROGRAM EVER CREATED!

6


SAVE 50%-70% ON NAME BRAND KIDSWEAR!

Blowout Clearance Sale On
Name-Brand Kidswear!
Save 50%-70% Off Retail!
Exclusive Time Limited Offer!
Log On
www.magickidsusa.com
Or Call
1-773-668-9483
For FREE Catalog.
Mention Code MK92933
For Huge Savings.

22


Discover the POWER of our AUTOMATED system!

Earn $1,500 per week. No Calling, No Selling and No Convincing. 7 openings available for serious, ambitious people!
www.aprovenpath.com

164


FREE OPPORTUNITY
HOMEOWNERS CUT MORTGAGE PAYMENTS!

www.themortgagemanager.org/aff/8203leroytaggart
www.themortgagemanager.biz/ 8203leroytaggart
Send LSASE To:
Leroy Taggart
23301 Mentone Ave.
Laurelton Queens, NY 11422

10



171



168


MAKE A BUNDLE! SELL ORLANDO FUN VACATION INFO PACKS!

Show Folks Best Deals On Most Popular Resort And Vacation Rentals, Dining Out And Having Fun With The Entire Family! 25 Exciting, Fast Selling Info Paks. You Can Become An Exclusive Prime Source For All 25 And Make Up To $150 E-Z Sale!
Free Details Online. Log On Now!
http://www.homebizads. yolasite.com/resources/ orlando.pdf
Or Get The Money Making Free Details By Mail, 2F/Cs(or $1)Postage.
HAROLD BOSI
PO BOX 35-188
ELMWOOD PARK, IL 60707

2


GAS & CASH EXPLOSION!
Never Pay For Gas Again!

Get a $25 Pre-Paid Gas Card
Just For Joining!
Receive Unlimited
$25 Gas Cards + $15 Cash!
For your master copies, your first $25 Gas Card, and to begin receiving Unlimited Gas Card & Cash Earnings, Send This AD + One-time payment of $75 to the Monitor:
DAVID BOWKER
1002 9th Ave. New Brighton, PA 15066
Referred By: Gerard Jeanty, ID#1180
Select 2 choices of Gas Cards:
Exxon BP Gulf Sunoco Shell Marathon CitGo

121



173


Yes! Up to 100,000 HOT READERS

1 sided 8.5x11 ad on our popular "BUSINESS OPPORTUNITY" WEBSITE.

http://mailbiz.com/ mailbiz/mailorder/1pdf/Bozi2.pdf

48


MERCHANT ACCOUNT

Interested in switching your merchant
account or setting up a new account.
Visit NOW! Mention ID # 16425
www.MrpREBATE.com

16


FREE DOWNLINE

Let my Company help build your
downline.
For FREE info pack,
Call 1-866-722-5363.
Recorded Message. Call right Now!
Give ID# 13447 (FREE Postcards)

5


SHORE TO SHORE MAGAZINE

New Ad Rates:
1" CR $7.00****2" CR $10.00
3x6" CR $15.00****4x5" CR $20.00
3x8" CR $22.00****5x7" CR $35.00
8x11" One Side****$50.00
8X11" Two Sides****$80.00
All Ads Must Be Camera Ready
Ad Deadline-25th of each month
CHA Services
P.O. Box 1980
Rogue River, OR 97537
Website: http://www.ChaService.com
eMail: colleen@chaservice.com

60


MERCHANT ACCOUNT

Interested in switching your merchant
account or setting up a new account.
Visit NOW! Mention ID # 16425
www.MrpREBATE.com

16


FINALLY , A WAY FOR AVERAGE PEOPLE TO MAKE UP TO $1,000 PER WEEK.

Go to http:wwwmailboxmiracle.com/906
Call 24 hour:518-530-1744
Must use ID #906

112


OPPORTUNITY TO CUT MORTGAGE PAYMENTS IN HALF!

www.themtgmanager.org/aff/8203 - Leroy Taggart
www.themortgagemanager.biz/8203-Leroy Taggart
www.themortgagemanager.biz/backoffice

27


YOU CAN EASILY RECEIVE A SECRET...
$20,000.00 GIFT!

That You Are Not Required to Ever Pay Back!
www.Top-Video-Ads.com/video41

134



171


FREE CASH!

Send me $3 for details on how you can get lots of it!
JACKSON
1259 EAST 58th. STREET
LOS ANGELES, CA 90011

125


SHORE TO SHORE MAGAZINE

New Ad Rates:
1" CR $7.00****2" CR $10.00
3x6" CR $15.00****4x5" CR $20.00
3x8" CR $22.00****5x7" CR $35.00
8x11" One Side****$50.00
8X11" Two Sides****$80.00
All Ads Must Be Camera Ready
Ad Deadline-25th of each month
CHA Services
P.O. Box 1980
Rogue River, OR 97537
Website: http://www.ChaService.com
eMail: colleen@chaservice.com

60


32 PAGE CATALOG!
GROVER'S BEST OPPORTUNITIES, OFFERS and JUST FOR FUN!

The most entertaining,informative and fun mail order catalog on the planet! $2.00 postpaid!
GROVER ALLEN, Dept. CT18,
P.O. BOX 10025
PRICHARD, AL 36610.
See our catalog Free at infojet.biz/016

105


CASH NOW:

FINDING & WHOLESALING HOUSES FOR FAST PROFITS.
HOW TO EARN AN INCOME FLIPPING HOUSES...
WITHOUT CASH OR CREDIT...
AFFILIATE CASH MONEY
WEBSITE INCLUDED.
GO TO:
https//:m196.infusionsoft.com/go /reiwhlsale/Terry5/

4


Exciting Magazine Worth Having
SHORE TO SHORE

Reliable service, Best of the Best
Offers, Info, Ad Specials!
Will you have the next
great issue!
One year subscription only
$20 + LSASE to:
Ed O'Blenis
POB 524164/Stadium
Bronx, NY 10452

61




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Bottom Line Business Magazine

Bottom Line Business Magazine - COPYRIGHT - ALL RIGHTS RESERVED