Welding Trade Business Magazine - Issue V-191

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 04/20/2019

THE CANNABIS INVESTORS GROUP. FREE 44 PAGE OPPORTUNITY BOOKLET.

THE CANNABIS INVESTORS GROUP HELPS OUR MEMBERS TO IDENTIFY THE NEXT CRYPTOCURRENCY COINS THAT GROW AS BIG AS BITCOIN. FOR OUR FREE 44 PAGE OPPORTUNITY BOOKLET:1-800-311-9882 USE INVITATION CODE 586092
187


SALES PERSONNEL

to call on spas, beauty salons, beauty supply stores, boutiques, health clubs, etc. to introduce and sell Wild Rose personal care products. 40% commission on every case sold.
Send for info to:
SALES
PO BOX 303
RANDALLSTOWN, MD 21133

95


NEW! PAY-IT-FORWARD PROGRAM

FAST MOVING 2X2 MATRIX. $25, $50, $100, $200, $400, $,800, $1600 LEVELS OVER AND OVER AGAIN. SPILLOVER. GO TO:
http://paymeforward.com/ref/ladyrose

101


CUT MORTGAGE PAYMENTS IN HALF!

www.themtgmanager.org/aff/8203 - Leroy Taggart
www.themortgagemanager.biz/8203-Leroy Taggart
www.themortgagemanager.biz/backoffice

87


"BUY DIRECTLY from "DIRECT SOURCE!

Visit Today! Use This Special Buyer's Discount Code And Receive a Free Gift With Your First Purchase.
FP01136
Not Ready To Buy? Use The Buyer's Discount Code And Receive Special Offers, Coupons And Promotions!
www.DirectSourcelnt.net

99


SPECIAL OFFER



154


THRU 2016 - CRAFT SALE

Dozen pretty + unique X-mas Ornaments $8.Twin Size X-mas Afghan $35. Crochet Wall Plaques $7.Set of 2.

LILAC & LAVENDER
146 R.L. WHITEHEAD ROAD
SEYMOUR, TN 37865

117



186



170


YOU WILL BE THE TALK OF THE TOWN...

When You Make $$ With All The
Money-Making Offers
I'll Send In A
6x9 Envelope!
Only $3 Cash Or Stamps To:
K.R. MARKETING
398 SCOTT CT.
TWIN FALLS, ID 83301

17


Welding Trade Business Magazine
FULL PAGE ADVERTISERS

._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-D-WOOD.pdf
0-J-FANCY.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-Brite-Star.pdf
00-Brite-Star2.pdf
00-E-Bynum.pdf
00-H-Clay.pdf
00-J-SMITH.pdf
00-JC-Patton-wealthperx.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Slaton-Eison.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jc-patton.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
20-JCPatton-Mail-Lists.pdf
20-Robert-Peterson.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-jc-patton.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

Welding Trade Business Magazine COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine

HOME




Plugging Up The Money Drain, Part II - Credit

This article is second in the series of plugging the money drain article series. There are two more articles coming after this.
Could examining the way you use credit free money up in your budget? Absolutely yes.

The first thing you need to realize is when you use a credit card you no longer know the price of the item you are purchasing. If, for example, you buy a $30 pair of jeans and consider it a bargain because that was 20% off list price and you use a credit card that charges 18.9%, (the average credit interest rate), you are perhaps thinking that you intend to pay your balance off as soon as the bill arrives. But the reality is, most people carry a large balance on their credit cards. The average household in America now carries close to a whopping $10,000 in credit card debt. At 18.9%, the average household is paying close to $2000 in credit card interest per year, and those particular jeans are now $35.67 in the first year, almost back to full price. If you make only the minimum payment each month on your jeans, their cost by the time they are paid off will be about $52.50. But even if all you have on your credit card is that one pair of jeans, if you miss a payment, you probably just doubled the price of the jeans because of the late fee. More than half of credit card owners incur late fees. And as if that weren’t enough, incurring a late fee usually increases your interest rate on your card as well.

The best way to save money with credit cards is to avoid using them in the first place and instead use cash as much as possible. If you do use a card, pay off your balance the first month, and definitely avoid those late fees.

Whenever you borrow money, whether by card, mortgage, auto loan, home equity loan or other loan, in addition to looking for a low interest rate, try to borrow for the least amount of time, and pay more than the minimum payment. Borrowing is going to cost you the longer you take to repay. In home loans, for example, you may pay close to three times the original price of your home in mortgage payments. Getting a fifteen or a twenty year loan may make your monthly payments 10 - 20% more, but the total cost of the home will be closer to double the price, saving you tens of thousands of dollars on the same house. If you add a mortgage payment a year and apply it to the principle, you can also save big bucks.

The same is true for auto loans. If you must borrow, a two year contract will cost you much less in the long run than borrowing for longer, so resist the temptation of buying the nicest car your credit will allow. Buying a less expensive car and paying it off more quickly will let you get ahead of the game and a smaller portion of your money will be thrown away on interest rates.




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Welding Trade Business Magazine

Welding Trade Business Magazine - COPYRIGHT © - ALL RIGHTS RESERVED