WANT TO PURCHASE
MINERALS AND OTHER
Send details to:
P.O. Box 13557
Denver, CO 80201
Current Issue of 02/18/2019
THE CANNABIS INVESTORS GROUP. FREE 44 PAGE OPPORTUNITY BOOKLET.
THE CANNABIS INVESTORS GROUP HELPS OUR MEMBERS TO IDENTIFY THE NEXT CRYPTOCURRENCY COINS THAT GROW AS BIG AS BITCOIN. FOR OUR FREE 44 PAGE OPPORTUNITY BOOKLET:1-800-311-9882 USE INVITATION CODE 586092
EARN $1,000 A DAY!
INNOVATIVE, GREATEST INCOME EVER.
Send Two Dollars for
Info, shipping and handling to:
P.O. BOX 311096
JAMAICA, NY 11431
32 PAGE CATALOG!
GROVER'S BEST OPPORTUNITIES, OFFERS and JUST FOR FUN!
The most entertaining,informative and fun mail order catalog on the planet! $2.00 postpaid!
GROVER ALLEN, Dept. CT18,
P.O. BOX 10025
PRICHARD, AL 36610.
See our catalog Free at infojet.biz/016
to call on spas, beauty salons, beauty supply stores, boutiques, health clubs, etc. to introduce and sell Wild Rose personal care products. 40% commission on every case sold.
Send for info to:
PO BOX 303
RANDALLSTOWN, MD 21133
GUARANTEED DISCOUNT PRICES!
Go online website
Enter code DSO6854
for Free gift with 1st purchase. Top brand-names like Gap Kids, Reebok, Addidas, Oshkosh!
Don't put it off!
WHY ARE THESE PEOPLE DANCING?
They just read "Basic Guide to Getting Rich". Order Your Copy today and learn the secrets of the rich and famous. Send $10.00 to:
P.O. BOX 303
RANDALLSTOWN, MD 21133
INFORMATION. Should I go into Nursing? Would it make a great career? Send 4 First Class Stamps. Receive Reports on Nursing, Saving on Orlando Vacation and Building Your Credit.
HAROLD BOSI #RA
PO BOX 35-188
ELMWOOD PARK, IL 60707
The Opportunity to own more books than many Small Town Libraries!
40,000 + eBooks!
Welding Trade Business Magazine
FULL PAGE ADVERTISERS
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
Welding Trade Business Magazine COVER Page
YOU Can Advertise
In This Magazine
Plugging Up The Money Drain, Part II - Credit
This article is second in the series of plugging the money drain article series. There are two more articles coming after this.
Could examining the way you use credit free money up in your budget? Absolutely yes.
The first thing you need to realize is when you use a credit card you no longer know the price of the item you are purchasing. If, for example, you buy a $30 pair of jeans and consider it a bargain because that was 20% off list price and you use a credit card that charges 18.9%, (the average credit interest rate), you are perhaps thinking that you intend to pay your balance off as soon as the bill arrives. But the reality is, most people carry a large balance on their credit cards. The average household in America now carries close to a whopping $10,000 in credit card debt. At 18.9%, the average household is paying close to $2000 in credit card interest per year, and those particular jeans are now $35.67 in the first year, almost back to full price. If you make only the minimum payment each month on your jeans, their cost by the time they are paid off will be about $52.50. But even if all you have on your credit card is that one pair of jeans, if you miss a payment, you probably just doubled the price of the jeans because of the late fee. More than half of credit card owners incur late fees. And as if that weren’t enough, incurring a late fee usually increases your interest rate on your card as well.
The best way to save money with credit cards is to avoid using them in the first place and instead use cash as much as possible. If you do use a card, pay off your balance the first month, and definitely avoid those late fees.
Whenever you borrow money, whether by card, mortgage, auto loan, home equity loan or other loan, in addition to looking for a low interest rate, try to borrow for the least amount of time, and pay more than the minimum payment. Borrowing is going to cost you the longer you take to repay. In home loans, for example, you may pay close to three times the original price of your home in mortgage payments. Getting a fifteen or a twenty year loan may make your monthly payments 10 - 20% more, but the total cost of the home will be closer to double the price, saving you tens of thousands of dollars on the same house. If you add a mortgage payment a year and apply it to the principle, you can also save big bucks.
The same is true for auto loans. If you must borrow, a two year contract will cost you much less in the long run than borrowing for longer, so resist the temptation of buying the nicest car your credit will allow. Buying a less expensive car and paying it off more quickly will let you get ahead of the game and a smaller portion of your money will be thrown away on interest rates.