African Business Magazine - Issue V-1242

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 09/27/2020





225


BECOME A MILLIONAIRE IN SIX MONTHS!

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156


How to Make $5,000 A Month

with Garage Sales.
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Box 22143Q1
Akron, OH 44302

63


POOR MAN'S WAY TO RICHES CD

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24


YOU WILL BE THE TALK OF THE TOWN...

When You Make $$ With All The
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I'll Send In A
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398 SCOTT CT.
TWIN FALLS, ID 83301

17


PRETTY BABY!

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13


The Mailbox Magic!
Receive Ad with YOU in #1.

Start by Mailing $10 to Each Member.
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82


CARL'S BIG MAIL.
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42



222


$750 MONTHLY OR MORE!

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Receive Money Daily.
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233-01 MENTONE AVE.
LAURELTON QUEENS, NY 11422

41


African Business Magazine
FULL PAGE ADVERTISERS

0-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
00-C-ADAMS.pdf
00-C-PRIDGEN.pdf
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00-JMARS.pdf
00-M-DERRICK 2.pdf
00-R-MIZER.pdf
00-RJ-LYONS.pdf
00-S-EISON3.pdf
00-S-SMITH.pdf
00-Vaught.pdf
00-w-powell2.pdf
00_OIL_&_GAS _INTERESTS.pdf
01-D-Foley.pdf
01-DEL-PILAR.pdf
01-J-HURLEY.pdf
01-K-BOVIN.pdf
01-L-SMITH.pdf
09-JC-PATTON.pdf
11-Dalton 10 2019.pdf
92-ANTHONY-JOHN.pdf
92-DANNY-DEJESUS.pdf
93-w-powell.pdf
95-C-BUSTAMANTEZ.pdf
95-C-PRIDGEN.pdf
95-D-CANYON.pdf
95-FORCE-MARKETING final.pdf
95-R-CUTTS.pdf
95-S-EISON.pdf
95-S-EISON2.pdf
99-AARON-BRYANY.pdf
99-Brite-Star.pdf
99-Brite-Star2.pdf
99-D-BROWN.pdf
99-DALTON-BLUETOOTH INNOVATIONS.pdf
99-DALTON-WANTED POSTCARD MAILERS.pdf
99-G-MARTIN.pdf
99-J-HURLEY-2.pdf
99-J-OWENS.pdf
99-JCPatton (2).pdf
99-JCPatton.pdf
99-JJ-GARNER.pdf
99-P.L. CARTER-MAKE MONEY MAGAZINE.pdf
99-Slaton-Eison.pdf
99-WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
99-a-atkinson.pdf
99-d-balderstone.pdf
99-m-derrick.pdf
IMDA-MEMBER-LIST-99-LABEL-READY.pdf
STS174.pdf
STS175.pdf
STS176.pdf
STS177.pdf
STS178.pdf
STS179.pdf
STS180.pdf
STS181.pdf
STS182.pdf
STS183.pdf
STS184.pdf
STS185.pdf
STS186.pdf
STS187.pdf
STS188.pdf
STS189.pdf
STS190.pdf
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STS192.pdf
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STS195.pdf
STS196.pdf
STS197.pdf
STS198.pdf
STS199.pdf
STS200.pdf
STS201.pdf
STS202.pdf
STS203.pdf
STS204.pdf
STS205.pdf
STS206.pdf
STS207.pdf
STS208.pdf
STS209.pdf
STS210.pdf
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STS212.pdf
STS213.pdf
STS213a.pdf
STS214.pdf
STS215.pdf
STS216.pdf
STS217.pdf
STS218.pdf
STS219.pdf
STS220.pdf
STS221.pdf
STS222.pdf
STS223.pdf
STS224.pdf
Your-2020-ADSHEET-DIRECTORY.pdf
mail order report.pdf

 

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Business Loans - The Interview

Bank Manager: Good morning, how are you?

Customer: Fine thank you, yourself?

Bank Manager: I am very well, thank you. What can we do for you today?

Customer: I need a loan for my business.

Bank Manager: How much do you need?

Customer: Fifty thousand dollars.

Bank Manager: What do you need the money for?

Customer: I need to buy and equip two new vans and take on two extra employees.

Bank Manager: What fraction of the cost does this fifty thousand dollars represent?

Customer: A half. My business account currently has a balance of sixty thousand dollars. I will be using most of that.

Bank Manager: How long will you need the money for?

Customer: Two years. That should be long enough.

Bank Manager: How will you repay the loan?

Customer: Having two extra vans and drivers will mean that I can expand the business and take on business that I have been turning away for the past year. I will use some of the profit I make from the extra business to make the repayments.

Bank Manager: Every business needs to borrow money from time to time. Businesses that are not borrowing money are not usually being well run. Even the largest of companies borrow money. Countries borrow money, so why not companies?

Customer: I do not like borrowing money.

Bank Manager: A company is usually borrowing to pay for investment. The income generated by the investment will more than pay off the loan. Small companies need to invest, and banks realize this. Banks are always willing to consider a loan to a small business. After all, that is where the bank makes its money, on the interest and charges made for loans. I need to be confident that the company can repay the loan, obviously.

Customer: Oh, I can see that.

Bank Manager: Your business income has been growing steadily over the past three years and I was going to phone you to see if you needed a loan to expand. Your timing in asking for an appointment was perfect.

Customer: OK. That is all then? Is it that easy?

Bank Manger: I will post the loan papers to you, just fill in the details, sign them and return them to us. We should be able to pay the loan amount into your account by next Friday.

Customer: That is great. Thanks




    


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