Money Maker Monthly Magazine - Issue V-2470

 

Money Maker Monthly Magazine COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine




Understanding Credit Scores and Repairs

If you are applying for a mortgage, you're going to have to deal with credit scores. Here's a primer on credit scores and methods for improving them.

Credit Report

Step one in the process is making sure that you have a current copy of your credit report. Congress recently amended the Fair Credit Reporting Act so that consumers may now receive one free credit report annually. There are three major credit bureaus: Equifax, Experian, and Transunion. Since entries can vary across bureaus, you'll want to request a free report from each of the three companies. (Go to www.annualcreditreport.com)

Credit Score

It's also imperative to know just what a good credit score is. Most A-Paper scores typically begin around 680, although this number may differ slightly among lenders. Don't despair if you come up shy, there is always room for improvement. Increasing your score just 5 points can save a significant amount of money. For example, if your score is 698 and you increase it to 703, then you could save yourself thousands of dollars over time as a result of a slight improvement to your loan's interest rate.

While credit repair is necessary for some, it is not the panacea to increase your credit score. Even if you have stellar credit, you can enhance your score through these steps:

1. Evenly distribute your credit card debt to change the ratio of debt to available credit. Let's say you have a credit score of 665. If you have debt on only one card, and four additional credit cards with zero balances, evenly distributing the debt of the first card could move you closer, and possibly into, that ideal bracket.

2. Keep your existing accounts open and active. The average consumer is usually anxious to close credit card accounts that have zero balances, but doing this can cause them to lose the benefits of a long-term credit history and increase their ratio of debt-to-available credit. The bottom line is don't close those old accounts!

3. Keep credit inquiries to a minimum. Each inquiry into your credit history can influence your score anywhere from 2-50 points. When it comes to mortgage and auto loans, even though you're only looking for one loan, multiple lenders may request your credit report. To compensate for this, the score counts multiple auto or mortgage inquiries in any 14-day period as just one inquiry, so try and stay within that time frame.

Remember, credit scores do not instantly get better. Improving them requires time and diligent effort on your part, so it's a good idea to start at least three to six months prior to submitting your application for home financing.

If credit repair is what you need, you can either begin the process yourself or seek out a repair service. If you decide to make your own improvements, visit as many websites as possible to get information regarding credit laws and consumer rights. Diligently search through them and educate yourself to ensure that you don't sustain any self-inflicted wounds. A good place to start would be the Federal Trade Commission's website, which contains a plethora of helpful literature.

If you're facing severe or complicated credit issues, then you'll probably want to enlist the assistance of a professional credit repair company. Before you do, be sure to familiarize yourself with the FTC's regulations on credit repair. With over 1100 credit repair companies to choose from, it's important to be certain you are dealing with a reputable firm. Examine the FTC's information on fraudulent practices to avoid falling victim to credit repair scams.

Albeit, addressing credit issues can be uncomfortable. By taking these steps now, however, you'll be that much closer to obtaining the home of your dreams.




 

Money Maker Monthly Magazine
FULL PAGE ADVERTISERS

!-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-S-DADA-The-Millionaires Club-Lotto-Tickets.pdf
1-J-Hurley-Free-Money-Making-Downline-for-Life.pdf
1-JC-Patton-Opportunity-Seekers-Names.pdf
1-JC-Patton-Silver-Eagle_Pro.pdf
1-M-Golden-Make-Money-Simple-Cash-Payment-Plan.pdf
1-Monique's Mail.pdf
1-R-Bacha-The- Perpetual-Wheel-of-Fortune.pdf
2-D-Foley.pdf
20-J-Hurley.pdf
20-T-E-Abraham-The-Wealth-Union.pdf
3-D-R-Deegan-Cash-Retirementt-Plan.pdf
3-J-Hurley-Time-Freedom-Rings.pdf
5-L-Valentine.pdf
5-L-Valentine2.pdf
5-S-Ford-The-Largest-Permanent-Matrix.pdf
5-T-Abraham-The-Wealth-Union.pdf
6-McCray.pdf
7-D&A-enterprises-P&M.pdf
7-D-Deegan.pdf
8-180-Niche-package-offer-THE DOUGLAS MILLIKEN COMPANY.pdf
8-CR-Ellard.pdf
8-E-Molina.pdf
8-L-Valentine.pdf
A-BRADLEY.pdf
A-C-Thornton-American-Cash-All.pdf
A-C-Thornton-American-Cash.pdf
A-C-Thornton-Can-You-Become-A-Millionaire.pdf
A-C-Thornton-Gold-Rush.pdf
A-C-Thornton-National-Indepndent- Retirement-Fund.pdf
A-C-Thornton-Play-Lottery-Free.pdf
A-C-Thornton-Simple-Millionaire.pdf
A-C-Thornton-The-MEDUSA-Doctrine.pdf
A-C-Thornton-Wanted-Money-Trees-Millionaires.pdf
A_DIRECT_MARKETERS_DREAM-J-C-PATTON.pdf
CalvinChamberlain-PnM-Super.pdf
Charles-walker.pdf
Cheever.pdf
Clark1-2.pdf
D&A-enterprises.pdf
Dan-Mcarty-1.pdf
Dan-Mcarty-2.pdf
Dan-Mcarty-3.pdf
David-Carson.pdf
Domino Design.pdf
Domino Design2.pdf
Donald-Brown.pdf
Douglas1.pdf
E-Griffin.pdf
Express_Firts_Class_Mail.pdf
Family-wealth.pdf
Forrest-curd.pdf
G-Jeanty-FREE-Gas1.pdf
GIFTINGS.pdf
Gerard-Jeanty-1.pdf
Gerard-Jeanty-2.pdf
Gerard-Jeanty-Progressive- Income-Generator.pdf
GerardJeanty-The-Mailbox-Magic.pdf
HAROLD-BOSI-10W.pdf
HAROLD-BOSI.pdf
Hayward.pdf
J-Hurley-2.pdf
J-Hurley.pdf
J-Nyberg.pdf
JCLockwood-good-news.pdf
JCPATTON-7-15.pdf
JCPatton-Gifting_from_the_Heart.pdf
JCPatton-Platinum_Payout.pdf
JCPatton-Silver-Eagle-Express-2pg.pdf
JCPatton3.pdf
JCPatton4-2pg.pdf
JPomaski.pdf
Jshort-1.pdf
Jshort.pdf
K-LEAVEY-Stretch- Your-Advertising-Budget.pdf
K-SCHECHTER.pdf
K-simms.pdf
Leroy-taggart.pdf
LiamOShea-1.pdf
LiamOShea-2.pdf
LiamOShea-3.pdf
LiamOShea-4.pdf
LiamOShea-5.pdf
LiamOShea-6.pdf
Lisa-Stabs.pdf
M-Douglas.pdf
Marion-Hair.pdf
McCray1.pdf
MikeWasnich.pdf
Morris-Muehlstein.pdf
NEED-EXTRA-MONEY-T-Hughs.pdf
NoraLee-1.pdf
NoraLee-2.pdf
R-DEL-PILAR.pdf
R-cutts.pdf
R-logan.pdf
R-logan2.pdf
Rabbi-Rev-Earl-Kelly.pdf
Rasheedah-Khan-1.pdf
Rasheedah-Khan-2.pdf
Rasheedah-Khan-3.pdf
Rasheedah-Khan-4.pdf
RevWPowell.pdf
Rosemary-Logan- How-to-get-1-million-people- to-send-you-$10-cash.pdf
Rosemary-Logan-OUR-SUCCESS-STORY.pdf
RosemaryLoganHomeIncome-Mag.pdf
RosemaryLoganOpp-Mag.pdf
RusselBouyea.pdf
Steve-Ford.pdf
T-Hughs.pdf
T-Johnson.pdf
T-Minott.pdf
V-Bozeman.pdf
W-McClease.pdf
W-McClease2.pdf
W-McClease3.pdf
Your-2016-ADSHEET-DIRECTORY1.pdf
gjohnson.pdf

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 02/23/2017

$5000 A WEEK FOR LIFE!

Stop Working Paycheck To Paycheck.
For More Information,
Send $5.00 To:
John W. Collins
P.O. Box 164, Rome, GA 30162
May God Bless

157


Exciting Magazine Worth Having
SHORE TO SHORE

Reliable service, Best of the Best
Offers, Info, Ad Specials!
Will you have the next
great issue!
One year subscription only
$20 + LSASE to:
Ed O'Blenis
POB 524164/Stadium
Bronx, NY 10452

61


NURSING CAREER

INFORMATION. Should I go into Nursing? Would it make a great career? Send 4 First Class Stamps. Receive Reports on Nursing, Saving on Orlando Vacation and Building Your Credit.
HAROLD BOSI #RA
PO BOX 35-188
ELMWOOD PARK, IL 60707

67


NAME BRAND PRODUCTS AT LOW PRICES!

Leather Goods, Electronics, Home Decor,
Gift Items, Video Game Consoles, Clothing,
Automotive, Security Devices, Cookware,
Tools, Cameras, Purses, Ipad 2, Ipods,
Plus Much More.
Browse At:
www.garfieldenterprises.com
LAWRENCE GARFIELD
1-773-668-9483

21


STOP WORRYING ABOUT MONEY!
Come to where the real money is....

Start Getting Paid $2,500 to $5,000 + WEEKLY!
No Selling, No Boss, No Online Marketing
Needed.
http://tinyurl.com/7utmvha

15




85


$5000 A WEEK FOR LIFE!

Stop Working Paycheck To Paycheck.
For More Information,
Send $5.00 To:
John W. Collins
P.O. Box 164, Rome, GA 30162
May God Bless

157


AMERICAN BUSINESS

STAGGERING MONEY AMOUNT
CONTINOUS MONEY
SUPERAFFORDABLE
MONEY MAKER
PROOF MONEY PAID TO YOU. (HI)
SEND THIS AD AND 2 F/C STAMPS TO:
DONNA SCHNEIDER
11046 MAIN ST.
HEWITT, WI 55441-8518

142


Yes! Up to 100,000 HOT READERS

1 sided 8.5x11 ad on our popular "BUSINESS OPPORTUNITY" WEBSITE.

http://mailbiz.com/ mailbiz/mailorder/1pdf/Bozi2.pdf

48


SEEKING PARTNERS!!

Clear Over $20,000 In Just
A Few Months.
Write For FREE Details!
Please Mention This Publication When Responding To This Ad.
Write to:
William F. Rhoton
P.O. Box 434
Gate City, VA 24251

38


CUT MORTGAGE PAYMENTS IN HALF!

www.themtgmanager.org/aff/8203 - Leroy Taggart
www.themortgagemanager.biz/8203-Leroy Taggart
www.themortgagemanager.biz/backoffice

87


SALES PERSONNEL

To Call On Spas, Beauty Salons,
Beauty Supply Stores, Boutiques,
Health Clubs, Etc.
To Introduce And Sell
WILD ROSE PERSONAL CARE PRODUCTS.
40% Commission On Every Case Sold.
Send Info To:
Sales
PO Box 303
Randallstown, MD 21133

12


CASH NOW:

FINDING & WHOLESALING HOUSES FOR FAST PROFITS.
HOW TO EARN AN INCOME FLIPPING HOUSES...
WITHOUT CASH OR CREDIT...
AFFILIATE CASH MONEY
WEBSITE INCLUDED.
GO TO:
https//:m196.infusionsoft.com/go /reiwhlsale/Terry5/

4


ADS ACROSS USA

Make out a $20 money order
for each person & a $20 money order & 5 stamps for the monitor.
William Lee
9309 Sarasota Drive
Knoxville, TN 37923
Get c/r ad with you in position #1.
Get $20 on 3 levels.
We publish this ad and
your 1" ad to 10,000.

$20--Chrystal Kellogg
P.O. Box 788
Alcoa, TN 37701

$20----Space Available

$20----Space Available

76



84


Recipe For
SUCCESS * HEALTH * HAPPINESS

A Compilation of Selected Writings
by Allen Flood
E-BOOK NOW AVAILABLE FOR PURCHASE!
FOR A COPY PLEASE VISIT
WWW.ALLENFLOOD.COM

155


Make Up To $5000 Weekly!!,
Get the Latest Hot Programs

For FREE information packet,- HI
Send SASE to:
EDWIN MONTGOMERY
108 CHESTER PIKE, FL 1
COLLINGDALE, PA 19023

144


NOW!! Hit The "Jackpot"
With Our "Amazing-New" Program....

"Money Blocks"
It's Greater Than Any Lottery...In The World!!!
Simply Visit US NOW AT:
www.jkirkman.com/655A.
Even More Information At:
infojet.biz/018
It Pays To Be...."Different"...Make The "Difference" TODAY!!

88


SALES PERSONNEL

to call on spas, beauty salons,
beauty supply stores, boutiques,
health clubs, etc. to introduce and sell
Wild Rose personal care products.
40% commission on every case sold.
Send info to:
Sales
PO Box 303
Randallstown, MD 21133

55


32 PAGE CATALOG!
GROVER'S BEST OPPORTUNITIES, OFFERS and JUST FOR FUN!

The most entertaining,informative and fun mail order catalog on the planet! $2.00 postpaid!
GROVER ALLEN, Dept. CT18,
P.O. BOX 10025
PRICHARD, AL 36610.
See our catalog Free at infojet.biz/016

105


How to Make $5,000 A Month

with Garage Sales.
Send $5 PP to:
D.A. THOMAS
Box 22143Q1
Akron, OH 44302

63


$5000 A WEEK FOR LIFE!

Stop Working Paycheck To Paycheck.
For More Information,
Send $5.00 To:
John W. Collins
P.O. Box 164, Rome, GA 30162
May God Bless

157


SHORE TO SHORE MAGAZINE

New Ad Rates:
1" CR $7.00****2" CR $10.00
3x6" CR $15.00****4x5" CR $20.00
3x8" CR $22.00****5x7" CR $35.00
8x11" One Side****$50.00
8X11" Two Sides****$80.00
All Ads Must Be Camera Ready
Ad Deadline-25th of each month
CHA Services
P.O. Box 1980
Rogue River, OR 97537
Website: http://www.ChaService.com
eMail: colleen@chaservice.com

60


MAKE $300 ON EVERY SALE

Plus 500 FREE
postcards, names and stamps!
On every 5th sale working from home.
VISIT:
www.300perday
system.com/3070

122




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Money Maker Monthly Magazine

Money Maker Monthly Magazine - COPYRIGHT - ALL RIGHTS RESERVED