Profitable Opportunities Magazine COVER Page
YOU Can Advertise
In This Magazine
Money Management For Couples
Foremost among the reasons that lead to marital discord are financial issues. Most couples are unable to or find it extremely difficult to broach the topic openly and honestly. Although the reasons may be different for each couple, being disorganized and unable to communicate are common.
In order to avoid serious consequences it is necessary to for couples to implement the art of budgeting and money management. Couples should avoid conflict over purchases made by each other and learn to respect each otherís opinions.
The initial step is to sit down and discuss the income and expenditure. If there is a lack of communication, which is the case most of the time, this discussion could end in a heated argument. It is important to decide on a strategy before hand, to prevent an ugly situation. For example, get up and drink a glass of water, take a few deep breaths and go for a short walk and then resume the dialogue or invite a friend to be a part of the discussion.
Make a list of all the bills that are pending and the amounts, highlighting the dates on which they need to be paid. Compare this with the joint income and in case of inadequate funds, try to find ways to reduce expenditure or increase income.
Document all facts and figures so that they are easily available to your partner. Make a separate file for documents and papers related to insurance payments, credit card statements, car installments, monthly mortgage, utility bills and expenses. Remove them from the file only when they are paid. Decide on a common place accessible to both, to keep checkbooks, receipts and all relevant financial information. If there have been withdrawals from the joint account, each partner should let the other know the reason.
Such discussions should be scheduled regularly. Financial planning should be an essential part of the discussions. Financial issues become stressful if not handled with care. Make a plan to ensure that both of you take turns to maintain checkbooks, file taxes and track investments. This will allow each partner to be aware of the financial details. Discuss and create a budget to suit both of you.
Try to visualize finances for the next five or ten years. Large amounts of money are required for buying a house or a new car. The different ways in which you could save for these purchases should be discussed openly.
When you set your goals, devise a strategy to achieve them. The plans would mainly comprise of eliminating debt and setting up a savings plan. One excellent way would be to save a certain percentage of the monthly income in a tax deferred account. You can also save and invest in securities and bonds.
Financial mismanagement is generally a key factor in wrecking a happy marriage. In order to keep finances on the right track, proper communication is essential. Regular discussions and mutual decisions on the family budget and savings are sure ways to maintain the harmony among couples.
Profitable Opportunities Magazine
FULL PAGE ADVERTISERS
._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
11-Dalton 10 2019.pdf
99-Monique's Mail (2).pdf
WANT TO PURCHASE
MINERALS AND OTHER
Send details to:
P.O. Box 13557
Denver, CO 80201
Current Issue of 12/15/2019
"AMAZING NEW PROGRAM"
Pulls Orders Like Crazy! For Details Send A #10 S.A.S.E. to:
2726 WASHINGTON AVE.
BEDFORD, IN 47421
This sounds appealing. Work is
required on your part,
but isn't it worth it?
Application and Details come with $1.00 and LSASE:
1660 BROWN ROAD
FINALLY , A WAY FOR AVERAGE PEOPLE TO MAKE UP TO $1,000 PER WEEK.
Go to http:wwwmailboxmiracle.com/906
Call 24 hour:518-530-1744
Must use ID #906
GET IT FREE!
This Sales Funnel Got 500 Signups in Under 3 Hours!
THRU 2016 - CRAFT SALE
Dozen pretty + unique X-mas Ornaments $8.Twin Size X-mas Afghan $35. Crochet Wall Plaques $7.Set of 2.
LILAC & LAVENDER
146 R.L. WHITEHEAD ROAD
SEYMOUR, TN 37865
HOW TO GET ONE MILLION
PEOPLE TO SEND YOU $100
Totally New, Fully Automated
ENDLESS CASH SYSTEM!
Send $1 & SASE
1259 E. 58th. ST.
LOS ANGELES, CA 90011 sc
Only $19.95 for 54
Words or Less
Expect Amazing Results
DALLAS, GA 30132
Receive Discounts On Millions Of Health Products. Name Brand Items And Medicine 24/7 Delivered To Your Door. Check Us Out Now!
LOOKING TO EARN $3,500 + PER WEEK?
Marketing Veteran Is Exposing His Proven
System With FREE, Unlimited Coaching!
$997 Value! Limited Spots Available!
Make huge profits selling NURSING CAREER "Learn & Earn" Reports!
NOW!! Hit The "Jackpot"
With Our "Amazing-New" Program....
It's Greater Than Any Lottery...In The World!!!
Simply Visit US NOW AT:
Even More Information At:
It Pays To Be...."Different"...Make The "Difference" TODAY!!
to call on spas, beauty salons, beauty supply stores, boutiques, health clubs, etc. to introduce and sell Wild Rose personal care products. 40% commission on every case sold.
Send for info to:
PO BOX 303
RANDALLSTOWN, MD 21133
To Get One Million
To Send You $2.00
LEARN MY EASY METHOD!
Plus Receive Proof This Method Works.
Rush $2.00 & LSASE To:
PO Box 3503
Gardena, CA 90247
GAIN A SECOND INCOME!
Have People Send You $100 Money Orders.
STOP WORRYING ABOUT MONEY!
Come to where the real money is....
Start Getting Paid $2,500 to $5,000 + WEEKLY!
No Selling, No Boss, No Online Marketing
FREE CATALOG OF THE BEST SELF-DEFENSE PRODUCTS!
HIDDEN CAMERAS, Mace, Pepper Spray, Stealth Surveillance Systems, Child Internet Safety and Many More Unique, Great Self-Defense Gadgets!
PLEASE SEND ONLY $3.00 TO COVER THE COST OF HANDLING & SHIPPING
Nick Reed Enterprises
6403 Julie Street
San Diego, California 92115
RETURN THIS AD WITH YOUR REQUEST
FREE MAILING LIST!
> MICKEY PARKER <
413 S. MALLARD ST.
LAS VEGAS, NV 89107
The Mailbox Magic!
Receive Ad with YOU in #1.
Start by Mailing $10 to Each Member.
You will be in #2 & #4 in your recruit's Ads.
1. Daniel J. Bolton,10235 NE 2nd. Ave. #315
N.Miami, FL 33161
2. Cergine Cator, 1327 NE 125th. ST.
N. Miami, FL 33161
3. Akiko Frazier, 98-838B Kaonohi St.
Alea, HI 96701
4. Cergine Cator, 1327 NE 125th.
N.Miami, FL 33164
YOU WILL BE THE TALK OF THE TOWN...
When You Make $$ With All The
I'll Send In A
Only $3 Cash Or Stamps To:
398 SCOTT CT.
TWIN FALLS, ID 83301
The Opportunity to own more books than many Small Town Libraries!
40,000 + eBooks!
NEED EXTRA MONEY?
Write For FREE INFO On Earning
BIG BUCKS AT HOME!
And I Will Mail It To You ASAP.
Send S.A.S.E. To:
PO Box 20783
Portland, OR 97294