Smart Consumer Magazine - Issue V-4067

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 01/22/2019

91 MILLION PEOPLE WILL SEE YOUR AD!!!!

Your 75 Words WILL be e-mailed
to 65 MILLION PEOPLE;
Texted to 26 MILLION
Smartphones
http://bit.do/91MILLSADSENT

185


Free Money

You never have to pay back! Receive $2,500 every 30 to 45 days. You make a pledge to send a $100 Gift (one-time) to only one person.
Money-Making-Pages.com /moneypage471.pdf

163


SHORE TO SHORE MAGAZINE

New Ad Rates:
1" CR $7.00****2" CR $10.00
3x6" CR $15.00****4x5" CR $20.00
3x8" CR $22.00****5x7" CR $35.00
8x11" One Side****$50.00
8X11" Two Sides****$80.00
All Ads Must Be Camera Ready
Ad Deadline-25th of each month
CHA Services
P.O. Box 1980
Rogue River, OR 97537
Website: http://www.ChaService.com
eMail: colleen@chaservice.com

60


THRU 2016 - CRAFT SALE

Dozen pretty + unique X-mas Ornaments $8.Twin Size X-mas Afghan $35. Crochet Wall Plaques $7.Set of 2.

LILAC & LAVENDER
146 R.L. WHITEHEAD ROAD
SEYMOUR, TN 37865

117


START 2016 THE RIGHT WAY

With A Great Business
Selling Children's Clothing.
You Set The Hours.
Great Business For Women,
Couples And Friends.
Go To:
www.MagicKidsUSA.com
Type In Discount Code
MK 01-0888
Make 2016 Your Year * Good Luck Harry

9


ADS ACROSS USA

Make out a $20 money order
for each person & a $20 money order & 5 stamps for the monitor.
William Lee
9309 Sarasota Drive
Knoxville, TN 37923
Get c/r ad with you in position #1.
Get $20 on 3 levels.
We publish this ad and
your 1" ad to 10,000.

$20--Chrystal Kellogg
P.O. Box 788
Alcoa, TN 37701

$20----Space Available

$20----Space Available

76


NEW! PAY-IT-FORWARD PROGRAM

FAST MOVING 2X2 MATRIX. $25, $50, $100, $200, $400, $,800, $1600 LEVELS OVER AND OVER AGAIN. SPILLOVER. GO TO:
http://paymeforward.com/ref/ladyrose

101


GAS & CASH EXPLOSION!
Never Pay For Gas Again!

Get a $25 Pre-Paid Gas Card
Just For Joining!
Receive Unlimited
$25 Gas Cards + $15 Cash!
For your master copies, your first $25 Gas Card, and to begin receiving Unlimited Gas Card & Cash Earnings, Send This AD + One-time payment of $75 to the Monitor:
DAVID BOWKER
1002 9th Ave. New Brighton, PA 15066
Referred By: Gerard Jeanty, ID#1180
Select 2 choices of Gas Cards:
Exxon BP Gulf Sunoco Shell Marathon CitGo

121


SILVER EAGLE PRO

Over $10,000 A Month-Plus
An endless supply of
valuable American silver & gold coins. Financial freedom at last!
ilovemailorder.com/silvereaglepro.htm
ilovemailorder.com/silvereaglepro.pdf

138


FREE GASOLINE!

Become a lifetime member and never pay again for gasoline. Receive $100 prepaid gasoline card over and over again each time 10 people join the Club with your membership number on this flyer. Make copies of your certificate and give them away to friends or send them through the Internet to people you know. Send one time $24.95 membership in a self-addressed stamped envelope to:
SAM'S GAS CLUB
2112 HOLLYWOOD DR. #2A2
JACKSON, TN 38305 ID #609.
PH: 731-928-5601
Your Name:____________________
Address:______________________
City/State/Zip:__________________
Gasoline choice:_______________

66


Smart Consumer Magazine
FULL PAGE ADVERTISERS

0-D-WOOD.pdf
0-J-FANCY.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-Brite-Star.pdf
00-E-Bynum.pdf
00-H-Clay.pdf
00-J-SMITH.pdf
00-JC-Patton-wealthperx.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jc-patton.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
20-JCPatton-Mail-Lists.pdf
20-Robert-Peterson.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-jc-patton.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

Smart Consumer Magazine COVER Page
FULL PAGE ADVERTISERS
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Debt Reduction Tools

Those who are in debt need a mechanism or tools to help them get out of it. Debt reduction tools are ways to make the burden less. The best reduction tool is the concept of planning for the future and your expenditure. There are also many financial debt consultants, who can make the repayment of your debt easier. These consultants can negotiate to get the tenures extended or get you further loans to pay back the existing loan. At times this strategy can help and at times, this may also backfire.

The concept of budgeting is very old. Budget means to map out the incomes, expenditures and any unforeseen expenditure that you might have. Therefore when you look at the monthly incomings and outgoings, you would find that budgeting can be used as a debt reduction tool, which is very beneficial. Write down the incomes, that you receive from all sources and then write all the expenditure down. In case you have expenditure more than income, then you would be going in for debt. If the reverse is true, then you have a saving. By reducing the debt, you are freeing up financial resources, which can be utilized for investments, and saving purposes.

Another debt reduction tool is to repay back all the debts. However this is not possible. Debts are small term, medium term and long term debts, which varied tenures and interest rates. Classify the debts according to this classification, this is the first step to start. By paying off the smallest loan first and you are already utilizing the tools for debt reduction yourself. Talk to the banks and see if they are ready to negotiate for lower interest rates. Many a times, banks will negotiate for a lower interest rates and this means that there is a debt reduction for you.




    


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