TrafficBlaster 5000 Magazine - Issue V-1481

 

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Buying Property in Spain - Glossary

Buying Property in Spain

Although any expatriate intending to buy property in Spain would be advised to use the professional services of an estate agent and a translator and must legalise the transaction before a Public Notary, the following glossary of terms commonly used either to describe properties in Spain or during the transaction process is a useful aid for non-Spanish speakers.


Abogado - Lawyer

Actos Juridicos Documentados (AJD) - Stamp duty

Adosado - Semi-detached house

Agencia Inmobiliaria - Estate Agent

Agencia Tributaria - Tax office

A.P.I. (Agente de la Propiedad Inmobiliaria) - Officially licensed estate agent

Aire acondicionado - Air conditioning

Aparcamiento - Parking

Apartamento - Apartment

Arras - Small payment given to the seller to guarantee that the property transaction will be completed within an agreed time limit.

Asesor Fiscal - Financial Advisor

Aval - Loan underwriter

Ayuntamiento - Town hall

Balcón - Balcony

Baño - Bath/WC

Caja de Ahorros - Savings bank

Calefacción central - Central heating

Campo - Countryside

Casita - Cottage

Chalet - Villa

Cocina - Kitchen

Comedor - Dining room

Compra - Buying

Compra-Venta - Promise to Purchase

Contract Comunidad de propietarios - Comunity of property owners

Constructor - Builder

Copia Simple - Copy of the Mortgage Deeds

Cuarto de Baño - Bathroom

Cuotas de comunidad - Community fees


Cuenta de Banco - Bank account

Documento privado - Private document

Documento público - Public document

Dormitorio - Bedroom

Ducha - Shower

Duplex - Apartment over two floors

Edificio - Building

Escritura - Deeds of ownership

Finca - Farm house or small estate

Garaje - Garage

Habitación - Room

Hacienda - Tax office

Hipoteca - Mortgage I.B.I Rates

Inmobiliaria/agente - Estate agent
IVA - VAT

Jardín - Garden

Ladrillo - Brick

Libre de cargas - Debt free

Licencia de obra - Building permission

Licencia de Ocupación - License to occupy a property

Metros cuadrados - Square metres

N.I.E. - Identity Number for Foreigners

Notario - Notary Records legal documents and transactions

Nota Simple - Certificate from Land Registry

Obra nueva - Document certifying a new building

Oferta vinculante - Bank document specifying mortgage conditions

Pago en efectivo - Cash payment

Parcela - Lot or plot

Piscina - Swimming pool

Piso - Apartment

Plan Parcial - Town hall plan for building plots

Playa - Beach

Plusvalía - Municipal Capital gains tax on sale of property

Poder - Power of Attorney

Préstamo - Loan

Pueblo - Town or village

Registro de la Propiedad - Land Registry

Representante fiscal - Foreigner's official tax representative

Residencia - Residency permit

Residente - Resident

Sala, salon - Lounge

Se vende - For sale

Se alquila - For Rent

Solar - Lot for building

Solana - Utility Room

Sótano - Basement

Tarjeta de Banco - Bank card

Techo - Roof

Teja - Roof tile

Terraza - Terrace

Terreno - Land plot

Tipo de interés - Interest rate

Título de propiedad - Property ownership deeds

Trastero - Storeroom

Venta - Selling

Vista de mar - Sea view





 

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