Net Wealth Magazine - Issue V-4901

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 10/13/2019


194


NEW 20/80/100

Only $20.00 To Join.
80%Payout In Cash.
100% Guaranteed!
Plus "Permanent Pay".
We Pay $2.00 Per Level.
8 Levels Deep.
Our Insider's Report Puts You In Position To Earn Thousands.
FREE DETAILS!
SASE To:
BARBARA JACKSON
1259 EAST 58th. STREET
LOS ANGELES, CA 90011-4825
IS THE BEST PROGRAM EVER CREATED!

6



167



172


TURN $7 INTO $19,659

Per Month! Listen To Message:
(512)-505-6850
PennyMatrix.com/mitchell

57


WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201

115


GENERATE $302,330,880 IN CASH PLUS 302,330,880 IN STAMPS AND RECEIVE 200 HOT! HOT!

HOT RESPONSIVE names mailing list. For more details send 5F/C STAMPS TO:
W.McCOY
POB 172
ST. Anne, IL. 60964

116


EARN BIG MONEY

PART-TIME FROM HOME
MAILING OUR
FULL COLOR POSTCARDS.
VISIT: www.abminfo.com
FOR COMPLETE DETAILS.
REFERRED BY #9285
J.C. PATTON

50


$750 MONTHLY OR MORE!

Work At Home No Assembly, Meeting.
Receive Money Daily.
For Info, Send $2.00 LSASE To:
LEROY TAGGART.mom
233-01 MENTONE AVE.
LAURELTON QUEENS, NY 11422

41



159


Net Wealth Magazine
FULL PAGE ADVERTISERS

._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-D-WOOD.pdf
0-J-FANCY.pdf
0-JJ-GARNER.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-AARON-BRYANY.pdf
00-Brite-Star.pdf
00-Brite-Star2.pdf
00-DEL-PILAR.pdf
00-E-Bynum.pdf
00-G-MARTIN.pdf
00-H-Clay.pdf
00-J-HURLEY.pdf
00-J-SMITH.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
01-D-Foley.pdf
01-JCPatton.pdf
01-Slaton-Eison.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
STS212.pdf
STS213.pdf
STS213a.pdf
STS214.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

Net Wealth Magazine COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine

HOME




Taking Full Advantage Of Cash Back Credit Cards

Everyone has heard of cash back credit cards. For every purchase you make on your card, some percentage of that amount is returned to you at a predetermined date, usually on an annual basis. While this sounds like a situation where you can't lose, that may not be the case.

Should you decide that you will be carrying a balance on your credit card on a regular basis; your highest priority should always be the APR that your credit card is associated with. Your interest rate will have a greater impact on you financially than the small percentage you might get back at the end of the year by using a cash back card. Remember that your returns will only be from 1%-5% annually from many of the cash back offers, and this pales in comparison with the amount of interest you will be paying by carrying a balance. If you can find a cash back credit card offer with a lower APR than a regular credit card offer, then of course take it. Chances are you won't.

Creditors make a profit from charging an interest rate on the balance that your carry on your card. Cash back cards tend to have a slightly higher APR than other card offers. This is not always the case, but it can be used as a general rule of thumb.

The cash back credit card offer began in the early 1980's with a credit company called Discover. As the market they were late entering was already dominated by MasterCard and Visa, they needed an edge that would let them push their way in. Although they were slow to move into the credit card industry, they were steady and over the years became almost as recognized as Visa, at least from a branding perspective. The cash back offer worked.

The cash back card is a simple idea. As you use your credit card to make new purchases, a certain percentage of the amount spent is returned. The first Discover offer was 1% on all new purchases, and this set the standard for a long time. It is possible to finder high returns, but these offers are generally centered on specific spending, such as groceries, gasoline, or specific merchants.

Now it seems every credit card issuer has a cash back offer, with a myriad of options available to the consumer. A program that is becoming more and more popular is the tiered offering. With this program the percentage you receive back is related to the amount you purchase with your credit card. A general example would be 1% back for less than $2500.00, 2% for $2501.00 to $5000.00, and so forth.

The bottom line with these cards is, if you want to take full advantage of the offer there are several rules you should remember. These are:

* Don't make balance transfers
* Don't use cash advances
* Always pay your balance in full each month

In the terms and conditions of every credit card agreement, balance transfers and cash advances are handled differently than new purchases. Unless specified in the contract, these two options have interest applied to them immediately and with a much higher APR than new purchases, and with balance transfers there is almost always an additional fee on top of that. While this interest may be considered a small amount, it begins to lessen the value of your cash back offer, often to the point of making it irrelevant.

When used in a responsible manner, cash back credit cards can save consumers money. If not managed well however, it is possible that they can cost more then they are worth.




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Net Wealth Magazine

Net Wealth Magazine - COPYRIGHT - ALL RIGHTS RESERVED