Body and Spirit Magazine - Issue V-1458

 

Body and Spirit Magazine COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine




UK Mortgage Protection Insurance Does Not Have To Be A "Rip-Off"

Depending on where you choose to buy the cover, UK mortgage protection insurance does not have to be a big "rip-off". Buying the cover alongside your mortgage with the high street lender is the worst choice you can make when thinking of taking out protection. Choosing to go independently for the cover can save you an enormous amount of the money and an independent specialist provider will give you the advice needed to be able to make an informed decision.

Problems began for the sector in 2005 when the Office of Fair Trading received a super complaint from the Citizens Advice regarding mis-selling of payment protection. Fines were handed out by the Financial Services Authority and the sector was referred to the Competition Commission. Recently the Financial Services Authority revealed that despite them setting out recommendations for selling the cover they have investigated over 4,000 cases of mis-sold protection policies in 2007.

Along with this the Competition Commission said that banks are raking in high profits by as much as 80% on selling UK mortgage protection insurance cover and loan protection alongside mortgages, loans and credit cards. However they are not admitting they make around 4 billion a year from the sales and the Competition Commission will be exercising their legal rights to take a peek at the books.

While there are many faults with selling the cover it has to be remembered that it is not the cover which is to blame but those who use poor selling techniques. An independent specialist provider will always offer cheaper quotes for the premiums and give the essential advice needed to ensure the individual can make a more informed decision regarding the exclusions. There can be many exclusions and you have to check the small print in a policy.

Common exclusions include being in part time employment, if you are retired, self-employed or if you have a pre-existing medical condition. All ethical providers will make sure you have access to the key facts which contain all you need to know.

A good quality payment protection insurance policy would have the least exclusions and begin payment from between the 31st and 90th day and would then continue to provide you with a tax free income for between 12 and 24 months, depending on who you bought the cover from. The premium you are charged for the cover will depend on the amount your mortgage repayments are each month and your age when applying for the protection.

UK mortgage protection insurance can be a "rip-off" but you have to shop around for it if you are to get the information needed to be able to determine if you would be eligible to make a claim. Providing you have done this and know a policy is in your best interests then shopping with an independent specialist provider means that you can have peace of mind at an affordable cost. If in doubt always check with the providers FAQ page and take the free advice that they give by way of reviews and articles.




 

Body and Spirit Magazine
FULL PAGE ADVERTISERS

._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-D-WOOD.pdf
0-J-FANCY.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-Brite-Star.pdf
00-Brite-Star2.pdf
00-D-Foley.pdf
00-E-Bynum.pdf
00-H-Clay.pdf
00-J-SMITH.pdf
00-JCPatton.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Slaton-Eison.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 08/25/2019

STOP YOUR MONEY WORRIES


189


THE MAILBOX MAGIC!

Receive AD with YOU in #1. Start by Mailing $10 to Each Member. You will be in #2 & #4 in your recruit's Ads.
1. Cergine Cator
1327 NE 125 St.
N.Miami,FL 33138
2. Gerard Jeanty
12035 NE 2nd. Ave 3315
N.Miami,FL 33138
3. Akiko Frazier
98-838B Kaonohi St.
Aiea, HI 96701
4.Gerard Jeanty
12035 NE 2nd. Ave 3315
N.Miami, FL 33138

141


14 BEER RECIPES



114


Win Up To
$7000+ WEEKLY

Unique Pick 3 Lottery System
Allows This Easily and Legally
Starting With Only $18 to $36;
Do Again and Again.
For Details Send $2 and LSASE to:
Dennis Quinn
925 North Clark Ave.
Magnolia, MS 39652

34


FREE
INSTANT CASH FLOW SYSTEM!

How To Make An Amazing Income For Life
With A FREE Instant Cash Flow System!
a $597.00 value!
Start From Absolute Zero And Create An
Amazing Income For Life - Guaranteed!
Return This Ad With $1.00 Processing Fee To:
Free Cash Flow System
100 Blackamore Ave., Suite 22
Cranston, RI 02910
(Reg # 1809)

40


FINALLY , A WAY FOR AVERAGE PEOPLE TO MAKE UP TO $1,000 PER WEEK.

Go to http:wwwmailboxmiracle.com/906
Call 24 hour:518-530-1744
Must use ID #906

112


YOU CAN EASILY RECEIVE A SECRET...
$20,000.00 GIFT!

That You Are Not Required to Ever Pay Back!
www.Top-Video-Ads.com/video41

140


ADS ACROSS USA

Make out a $20 money order
for each person & a $20 money order & 5 stamps for the monitor.
William Lee
9309 Sarasota Drive
Knoxville, TN 37923
Get c/r ad with you in position #1.
Get $20 on 3 levels.
We publish this ad and
your 1" ad to 10,000.

$20--Chrystal Kellogg
P.O. Box 788
Alcoa, TN 37701

$20----Space Available

$20----Space Available

76


Make Up To $5000 Weekly!!,
Get the Latest Hot Programs

For FREE information packet,- HI
Send SASE to:
EDWIN MONTGOMERY
108 CHESTER PIKE, FL 1
COLLINGDALE, PA 19023

144


GET PAID "$500" OVER AND OVER
AGAIN FOR "DOING NOTHING"

Free Details! Return this ad with a Self Addressed Stamped Envelope to:
SAM's CODE# 521
2112 Hollywood Dr. #2A2
Jackson, TN 38305

71



173


HOW TO MAKE A MILLION DOLLARS!

Send $5.00 Cash + Your Name &
Address for my Five Page Plan.
It Works. Try It. Mail to: ALLEN
600- 18th. Ave. N # 217E, Minneapolis,MN 55411

70


GENERATE $302,330,880 IN CASH PLUS 302,330,880 IN STAMPS AND RECEIVE 200 HOT! HOT!

HOT RESPONSIVE names mailing list. For more details send 5F/C STAMPS TO:
W.McCOY
POB 172
ST. Anne, IL. 60964

116


ATTENTION SHOPPERS!

Shop Online At
America's Premiere Shopping Mall
There You Will Find Something For Everyone.
To Begin Shopping
Go To:
www.myedgeco.com/savings/jc1237

58


WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201

0


OPPORTUNITY TO CUT MORTGAGE PAYMENTS IN HALF!

www.themtgmanager.org/aff/8203 - Leroy Taggart
www.themortgagemanager.biz/8203-Leroy Taggart
www.themortgagemanager.biz/backoffice

27


EARN BIG MONEY


181


SAVE 50%-70% ON NAME BRAND KIDSWEAR!

Blowout Clearance Sale On
Name-Brand Kidswear!
Save 50%-70% Off Retail!
Exclusive Time Limited Offer!
Log On
www.magickidsusa.com
Or Call
1-773-668-9483
For FREE Catalog.
Mention Code MK92933
For Huge Savings.

22


EARN BIG MONEY
PART-TIME
FROM HOME

Mailing our Full-Color
Sales Postcards
1-800-313-0961
or
www.abminfo.com
Referred by #2243
J.C. Patton

176


YOU CAN EASILY RECEIVE A SECRET...
$20,000.00 GIFT!

That You Are Not Required to Ever Pay Back!
www.Top-Video-Ads.com/video41

140


FREE UNLIMITED PHONE CALLING SERVICES!

No Monthly Phone Bills, No Annoying Contracts. Must Have WiFi Connection. Send Cash Or Money Order Of $10.00, Plus A Self-Addressed, Stamped Envelope To: Joseph Jacob Garner, 1349 W. 135th. ST.Sp #10, Gardena, CA 90247
90


NEED EXTRA MONEY?

Write For FREE INFO On Earning
BIG BUCKS AT HOME!
And I Will Mail It To You ASAP.
Send S.A.S.E. To:
BRIAN ARENDELL
PO Box 20783
Portland, OR 97294

29


SALES PERSONNEL

to call on spas, beauty salons, beauty supply stores, boutiques, health clubs, etc. to introduce and sell Wild Rose personal care products. 40% commission on every case sold.
Send for info to:
SALES
PO BOX 303
RANDALLSTOWN, MD 21133

95


MONEY-MAKING OPPORTUNITIES

Receive $50-$100 or More. Make Big Bucks! Money To Your Mailbox - Guaranteed To Work, Easily. Free Details. Send $1.00 + 2 F/C Stamps:
WILLIAM-SC252
POB 490443
CHICAGO,ILL 60649
1(800)631-8233

124




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Body and Spirit Magazine

Body and Spirit Magazine - COPYRIGHT - ALL RIGHTS RESERVED